#TheBudgetFiles: I Cancelled Christmas!

Yes, you read that right. In 2015, I decided not to run up my credit bill and spend money I didn’t have. Learning to say no during the giving season was hard for me. I naturally think of others so not buying felt weird but also empowering


#TheBudgetFiles: Why I decided to lease and not buy

Right before Christmas, I finally made the decision to get a new car. I’ve been wanting a new car for a while, but I knew what came with it…more BILLS! I’ve been working on keeping my debt low so adding on an additional bill was not something I was looking forward too. So….